Jumbo Loans

Jumbo Loans Overview

Jumbo loans are home loans that exceed conforming loan limits (conforming limits vary from county to county, but for most of the country the 2019 limit is $484,350). Jumbo loans can range into the multi-millions and are meant to finance luxury properties, typically in highly competitive markets. This type of financing carries special tax considerations and underwriting requirements, and are not eligible to be purchased or securitized by government-sponsered entities like Fannie Mae or Freddie Mac.

Program Benefits

  • Borrowers can purchase homes over the conforming limits into the mutli-millions
  • Loan amounts up to $2 million, only 5% down,with NO mortgage insurance
  • Loan amounts up to $3 million, only 10% down, with NO mortgage insurance
  • Fixed- and adjustable-rate loans
  • Available for single family homes, townhomes and condos (primary residence only).


If you're interested in learning ore about how to qualify for a home loan but don't know where to start, please get in touch. We can answer all of you questions about getting a mortgage in Phoneix and help you find the best loan type or program for your needs.

Call the Mann Mortgage Phoenix-West office, email us, or apply online in less than 10 minutes with SimpleApp, our secure online mortgage application. We look forward to helping you get the money you need to make your dream of owning a home a realty!

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